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The move from one of Britain's biggest building societies is better news for borrowers who have seen 90% of the mortgages for those with a 10% deposit in March axed.

We need to replace the double glazing in our home as it is nearly 20 years old. Should we upgrade to triple glazing? Is it worth the extra outlay?

Bitcoin's seemingly unstoppable surge towards an all-time high and a $20,000 price tag went into reverse on Thursday, as holders tried to cash in their gains for a profit.

Of the 343 councils that could have requested to display the signs on their roads, only Newcastle City Council, Middlesbrough Council, Surrey County Council and East Riding of Yorkshire Council applied..

The UK savings arm of Goldman Sachs will cut its easy-access rate from 0.7% to 0.5% in just over a fortnight on 11 December, just two months after it cut the rate from 1.05%.

Toby Walne was initially hooked by the image of loveable labradors, which normally cost £1,700. So he thought he would see if he could snap up a canine bargain. But what he found was just another scam.

The 'takeover premium' is there to compensate the shareholders for potential gains in the share price they would have seen in the future had they held on to the stock.

Facing the steepest downturn since the Great Frost of 1709 - a slump in output of 11.3 per cent - Rishi Sunak said he was ready to spend, spend, spend to drag the country through the crisis.

Investing is intrinsically a future-looking game. And as the pace of technological and societal change gets ever more drastic, there's lots of future-looking to be done.

The Treasury today handed investors and pensioners a reprieve by declining to phase out a flawed way of measuring inflation until 2030, but they still face a more than £100bn hit.

Video-sharing social network TikTok has launched a new platform providing tools to help small and medium-sized businesses retain and attract customers.

News of successful Covid-19 vaccine trials have sent shares soaring and the FTSE 100 is up 14 per cent in November, so what happens next?

I ordered £750 worth of wardrobes from Ikea on 9 October. My order was processed and I was charged but the furniture never arrived and I cannot get through to Ikea. Where are my wardrobes?

A new debit card is promising to donate to a food redistribution charity backed by England footballer and free school meals campaigner Marcus Rashford every time customers spend.

To help consumers find their way this Black Friday, This is Money has put together a list of tips to help shoppers find out whether they are truly getting a genuinely good deal or not.

Travel experts are advising tourists to get booking now before flight prices soar as demand grows as restrictions are expected to ease once a vaccination is doled out.

Pension platform PensionBee has unveiled plans to launch a new Fossil Fuel Free service for its existing customers' pension pots. We speak to chief executive Romi Savova to find out more.

We look at what regions and sectors are still a good deal, and which investment funds and trusts you should consider if you want to take advantage.

Future, which owns dozens of niche print and online titles including Games Radar and Country Life wants to use the brand's technology to sell more services to its 400m readers.

The Treasury watchdog confirmed that losses under the Bounce Back Loan Scheme, the Coronavirus Business Interruption Loan Scheme and the CLBILS will be far greater than first feared.

Rishi Sunak has unveiled plans to set up a National Infrastructure Bank that will be based in the north. The move comes on top of the Chancellor's proposal to build a Treasury outpost in the north.

Chancellor Rishi Sunak has announced plans to spend an extra £27bn on projects next year, and billions more in coming years on roads, railways and power stations.

De La Rue returned to profit in its half-year results, and is in 'early discussions' regarding ID that certifies someone is immune from Covid-19 and unable to infect others.

Melrose, which bought engineer GKN in 2018, was hit harder by Covid than many manufacturing firms. Its businesses making components for planes and vehicles were immediately disrupted

The challenger bank, which was also knocked by £292m of costs related to its acquisition of Clydesdale and Yorkshire Bank, reported a pre-tax loss of £168m for the 12 months to September.

Earlier this year Rishi Sunak announced he would end VAT refunds for international visitors to British shops from January 1. The Treasury claimed the move would save up to £500m per year.

Arney, 49, (pictured giving John Stones his title medal in 2019) becomes the food delivery company's first chairman just weeks after it hired Goldman Sachs and JP Morgan to work on the IPO.

Instead of paying £34.5bn of interest this year, as the OBR forecast in March, the Government is set to pay £23.5bn. Next year, payments are set to be £20.2bn lower than expected, at £17.6bn.

In the early days of lockdown the Bank of England stepped in to calm financial markets with the first round of buying government bonds to keep the markets from falling over a precipice.

The British security giant, which employs 550,000 staff worldwide, said it would resume the dividend in 2021 and that there was 'clear potential for significant further cash returns'.

It would also take control of energy savings services Look After My Bills and Weflip, as well as discount voucher platform MyVoucherCodes as part of the deal.

Parking guidelines haven't changed in 50 years, with the requirement for public bays to be 8 feet wide by 16 feet long. Some of the biggest SUVs on sale today take up 90% of this available space.

The regulator said the company was 'carrying on regulated activities which require authorisation' but took down the warning late last week after Lanistar promised to make changes to its marketing.

Johnson's 10-point plan was announced along with £12billion of government investment to help reach net-zero carbon emissions by 2050.

An estimated 250,000 borrowers are stuck on high-interest loans after a clamp down following the 2008 financial crisis prevented homeowners from remortgaging.

The roadside recovery group is being snapped by two private equity companies, Towerbrook and Warburg Pincus, with completion of the deal likely to take place early next year.

The lender took a £501million impairment charge against an expected surge in bad loans as businesses and individuals battle to stay afloat financially.

2020 has been frightening, painful and for many, desperately sad. So invest now? Surely you must be mad, I hear you say. In my view, exactly the opposite is the case.

Our guide is aimed at savers who have perhaps always feared the stock market or never really understood how it works - but want to boost their wealth.

What can a novice investor learn from 2020? Though the markets have seen record falls - and some dramatic gains - a look at the whole year underlines the wisdom of cautious investing.

When it comes to investing, there is nothing wrong with a healthy dose of fear. It stops you making reckless decisions. But too much fear means you end up shunning the stock market altogether.

The controversial crypto-currency, whose value has swung wildly since it was created in 2009, has shot up in recent weeks. It is now trading at $19,370 (£14,395), up 175 per cent this year.

National Savings and Investments yesterday slashed rates for its 25 million customers. But customers trying to move their money are having to wait weeks as they struggle with the website.

The City watchdog, which has been slammed by LCF victims for failing to act on warnings about the collapsed firm, was given a copy of Dame Elizabeth Gloster's independent review on Monday.

In March, I booked a holiday cottage in South Wales for four adults plus our two grandchildren. We were due at a wedding on July 15 and after that planned to see family.

You only need to update your policy if your home is permanently used as an office or if you now store stock at your house (after closing your premises, for example).

The firm pays cashback to shoppers who buy anything from clothes to insurance policies via its website. It says it can take up to three months for some cashback payments to arrive.

I made my first foray into the stock market at the age of 25 in November 1984 when cut-price BT shares were sold to small investors. The profits helped to pay for a skiing holiday.

The presidential transition is under way as Donald Trump clears the way for the process to begin. Joe Biden (pictured with Vice President Kamala Harris) has named Janet Yellen as his Treasury Secretary.

Compass, which provides catering services to businesses, hospitals, universities, schools and sports venues, is to start offering apps to let workers order free or subsidised meals to their homes.

The last chairman of the Federal Reserve to move from the US central bank to the US Treasury - G William Miller - did so in the final years of Jimmy Carter's presidency, when inflation was out of control.

Stock markets around the globe shot higher as investors bet that a Covid vaccine would free up the economy and Donald Trump agreed to co-operate with the transition of power to Joe Biden.

Under Takeover Panel rules, Towerbrook Capital Partners and Warburg Pincus originally had to 'put up or shut up' by yesterday after revealing their interest in the breakdown firm in August.

The asset in question is The Mailbox, which sits on the site of a former Royal Mail sorting office that has been transformed into a 698,000 square foot office-led development in the heart of Birmingham.

Catherine and her husband John, from Worcestershire, this month won the right to access their son Oliver's CTF savings, which he cannot access because he is disabled.

Built for the popular River Cottage series hosted by the TV chef, it features a built-in kitchen with a worktop, drawers, fridge and oven fitted in the back and double hob and sink on the rear doors.

Public borrowing this year is higher than at any time in history outside of the First and Second World Wars, so it is not surprising that people are starting to worry about the public finances.

Up to 25m savers with National Savings and Investments are likely to see the interest paid on their money plummet today, if they haven't already shifted it elsewhere.

The bank and its offshoot First Direct have today cut the rate on its regular saver, which lets current account customers save between £25 and £250, from 2.75% to 1%.

It found that 30mph limits were most commonly exceeded by drivers, rising to 63 per cent during the lockdown compared to 56 per cent over the same period in 2019.

The Munich-based car-maker appears to have shot itself in the foot with a tweet that's been widely considered ill-judged and abusive towards its own customers, mocking the baby boomer generation.

Caura says it is the first app that allows users to pay for and manage all aspects of their car through their phone - but is it any good?

Me and my partner booked non-refundable train tickets from London to Edinburgh earlier this year but now Scotland is closing its doors. Will we be able to get our money back?

My daughter is getting divorced from her husband. They have been married for 18 years and lived together before that for seven years. He wants to keep their pensions out of the divorce.

A new investigation has identified which parts of Britain have the most drivers with 12 or more points on their licence and should have already been banned - is yours one of them?

Millions of self-employed workers, already facing the blight of Covid-19, are experiencing harsher treatment by mortgage lenders compared to salaried employees.

While crypto watchers say the latest boom has been driven more by professional investors, there is evidence more armchair enthusiasts are trying to get in on the action.

In a boost to shareholders, Daily Mail & General Trust said its payout would rise by 1 per cent to 24.1p for the year to September 30. Many other firms suspended dividends during the Covid crisis.

The FTSE100 trainer and sports fashion seller is interested in buying the whole chain and opened talks with its administrators. Debenhams went into administration in April.

Under the deal being discussed, Towerbrook Capital and Warburg Pincus would pay 35p per share to buy the debt-riddled company.

As Bank boss Andrew Bailey hailed 'excellent news', shares in holiday company Tui jumped 8.1 per cent while EasyJet was up 6.3 per cent and British Airways owner IAG gained 5.5 per cent.

The Financial Conduct Authority and the Bank of England's Prudential Regulation Authority must step in to prevent the infamous US firm 'wrecking more lives', campaigners have warned.

Even though the UK spends below the OECD average on R&D, its world leading research universities and laboratories do come up with the goods.

Sthree gave the market a pleasant surprise by raising its profit outlook after hiring improved in the United States and Germany.

The CMA has revealed it could investigate the tech giant over controversial changes it is making to data rules. It follows a complaint from Marketers for an Open Web.

The group's year-on-year sales rose to £80.5million in the six months to the end of September thanks to a strong performance of its F1 2020, Project CARS 3 and Fast & Furious: Crossroads games.

Linzi Boyd has a different approach. She thinks the days of the hard sell are over and that as soon as entrepreneurs put communities then - and only then - do they have a chance of surviving

The report comes just days after Boris Johnson announced new petrol and diesel cars will be outlawed from 2030 but suggested PHEVs could get a five-year stay of execution.

Under-fire National Savings & Investments is seeking to make it easier for customers who need to provide their bank details as it prepares to stop sending out physical Premium Bond cheques.

My family booked three lodges in Cumbria at a cost of £250 per lodge. I then developed Covid symptoms so we had to self-isolate. Now we have to pay an additional £100 per lodge.

Although the pandemic has played into the hands of those who crave for a cashless society, there is no doubt that most people are not yet ready (and probably never will be) to discard physical cash.

If an investor wants exposure to the world's leading tech giants - the likes of Alibaba, Amazon, Alphabet, Microsoft and Tencent - this trust may fit the bill

Christmas gift-buying is likely to happen largely online, propelling Shopify, to the top of the list of stars of the second lockdown. Here are the other potential stars.

We've been here before, only to be left disappointed. But in recent days some respected investment experts are again beginning to make positive noises about the UK stock market.

The Prime Minister has launched a lobbying offensive to persuade big business to spend more than £40billion on green projects over the next decade, we can reveal.

Construction began on just 2.6m square feet of space in the six months to September, a 50 per cent drop on the previous year, according to Deloitte.

Antonio Horta-Osorio, who will step down from running the bank before July, has been awarded 1.4million shares so far this year through the 'fixed share award' bonus scheme.

Pension funds have a terrible record at investing in infrastructure. But The Treasury is trying to encourage them into infrastructure and green technology.

There should be few cases when people of working age are not earning state pension credits, says our expert Steve Webb.

Laura Shannon has nicknamed it Hal after the malfunctioning computer in Stanley Kubrick's 1968 film 2001: A Space Odyssey, which controls a spacecraft and tries to kill its crew.

The company helps firms to increase sales through targeted emails and text messages. For every £1 businesses spend on email marketing, they generate more than £40 in sales

Gandhi's track record is encouraging and he owns more than 14 per cent of the business so he is incentivised to make it work. At £1.18, the shares are a buy.

It's a particularly smart move by Sir Jim - Britain's fifth-richest man with an estimated personal fortune of £12.2billion - whose refinery network already produces 300,000 tons of hydrogen a year.

Shorting stocks lets investment funds make money by borrowing shares from another investor, betting that a company's share price will fall and pocketing the difference when it does.

Is build to rent the future of British renting and a game changer for those invested in traditional buy-to-rent? And what do tenants get from this new generation of corporate landlords? This is Money takes a look.

My question is can I take the full amount out without incurring costs, or am I best leaving it with the company until I am 60?

The traditional piggy bank is being ditched in favour of digital payments. But what is there on offer for children under 11 who want to bank like mum and dad?

This month Matt Moulding, who founded Hut in 2004, called on the Chancellor to reform stock market rules to allow his £6.3billion firm on to the FTSE100. If that changes, its share price would rise even more.

Shops, bars and restaurants will reopen on December 2 - but there are fears swathes of the country will be plunged back into even harsher restrictions than before the lockdown.

Music mogul Doug Putman is not a man to ignore harsh truths. Rescuing music chain HMV last year thrust him directly in the path of tech giant Amazon.